Our Loan Programs

Alternative Qualification

SP-A10 Select Income per Bank Statements or 1099

Designed for borrowers whose true income is documented by their bank statements.

Up to 90% LTV - Interest-Only option to 80% LTV
Max Loan Amount $4M
Sprout's Bank Statement Desk optimizes income prior to underwriting
CPA P&L not required
1-4 units, warrantable / non-warrantable condos, condotels
Primary residence, second homes, investment / business purpose properties
Min 660 credit score (680 in NY)
Investment / Business Purpose 1-4 unit, Condos: Purchase to 85% LTV with 740 credit score
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Call us at 844-664-6100 to learn how our full line of loan programs can help your clients secure home financing.
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Alternative Qualification

Unique methods to qualify borrowers based on income, employment and assets.

Jumbo Loans

Jumbo loan programs, with features that provide more flexibility in qualifying.

Investor

Products specifically designed for US or foreign real estate investors.

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©2020 Sprout Mortgage, LLC. All Rights Reserved. 1680 SW St. Lucie West Blvd, Suite 208, Port Saint Lucie, FL 34986. Corp NMLS#: 1844521 (For licensing information, go to: www.nmlsconsumeraccess.org). This communication is provided for use by real estate or mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.
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