Our Loan Programs

Moderate Credit

Moderate Credit, Bank Statement

A financing solution that allows income documentation via bank statements - for borrowers with recent credit events

Credit scores starting at 620
Up to 85% LTV (with 640 FICO); Up to 50% DTI
1-4 units, warrantable / non-warrantable condo, primary residence, second home, investment property
2 yrs seasoning from foreclosure, BK (exec Ch 13), Short Sale, Deed-in-Lieu
Max Loan Amount $2,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
Download Product Flyer
Call us at 844-664-6100 to learn how our full line of loan programs can help your clients secure home financing.
Related Links
> Why Sprout> Our Loan Programs