Our Loan Programs

Alternative Qualification

Income Per Bank Statements

Designed for borrowers whose true income is documented by their bank statements. Self-employed borrowers can qualify using 50% of the revenue from their last 12 months of deposits.

Credit scores starting at 620
Up to 90% LTV (with 720 FICO)
50% DTI (for LTV to 85%); 43% DTI (for LTV to 90%)
Max Loan Amount $6,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
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Call us at 844-664-6100 to learn how our full line of loan programs can help your clients secure home financing.
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